What Will You Wish For? Cremation V Burial

Sam Orgill www.proactpartnership.com   How Do You Want To Leave This World ? Safe, Secure, Fun

When you make a Will you are setting out how your accumulated processions, assets and wealth are to be passed on and who to. You could create legacies for the good of family down the generations, or through charities that you support.

Cremation V Burial

Not everyone likes to discuss their funeral service and how their body is disposed of.  However if you will die, these questions need to be dealt with.  Often this is done with private agreement between family. In this article we wish to explore what that you choices and options are.

A recent survey in the UK found British people had a 60% preference for cremation.  Of those favouring cremation 80% envisaged their ashes be scattered.

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EU Succession Laws Must be Addressed in Writing to Protect Family Property

Sam Orgill of ProACT Partnership with Inheritance Tax Saving Tips for Overseas Property Ownership in UK and Cyprus

New EU Succession laws enforce radical change for Expats living and working abroad in the EU, or with assets in these countries.  While the UK, Denmark and Ireland have opted out of applying the EU Directive it still affects EU expats with tax residence or domicile in the EU. This means written changes must be made to ensure your wife, partner, children or beneficiaries benefit as intended. 

Review and change the way you organise and plan your Family inheritance, business and overseas property investment assets in UK, Cyprus and EU?

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Wills & Estate Admin ProACT Sam Orgill Wills & Estate Admin ProACT Sam Orgill

Cremation Remains a Burning Issue for Cyprus Expats and Residents

Cremation has been legalised in cyprus in a new law passed on 7th April 2016.

There are simmering issues to still be resolved with the process far from clear on how you can complete your wishes without your funeral plans turning to ashes.

The next necessary step is for a licensed crematorium to be build.  That may be sometime away as vested interests compete from a political, commercial, theological or regional basis.

ProACT believe you should always look forward, and so let's look at the requirements of regulations.

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Cyprus Tax, Wills & Estate Admin, Overseas Property ProACT Sam Orgill Cyprus Tax, Wills & Estate Admin, Overseas Property ProACT Sam Orgill

Make a Will Changes for Inheritance in Cyprus

Sam Orgill of ProACT Partnership with Tax Saving Tips March Budget to Pensions Property & Investment. Make a Will Changes for Inheritance in Cyprus

The Cyprus changes to Succession mean Expats must make written changes to their Will to avoid forced heirship and retain financial control of their affairs on first death.

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Spring Changes 2016 - Tax Saving in Cyprus & UK for Expats

Sam Orgill of ProACT Partnership with Tax Saving Tips March Budget to Pensions Property & Investment 1/3/16 

Spring is here and along with it a new broom brings more tax changes and tax saving opportunities for Expats.  The UK has the annual tax budget on March 16th, while Cyprus has introduced more changes to Permanent Residency Rules for Cyprus Property Owners.  Meanwhile Property Transfer Tax remains discounted for 2016 offer large tax saving for expats with Cyprus property contracts of sale – but no title deeds yet.

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Free Review – Inheritance & Saving Taxes

ProACT offer a Free Review of your family situation.  Expats must make written changes of your Will if you want to use the succession rules of your home country.  But consider the impact on inheritance tax at 40% in the UK or other countries. Consider who you want to benefit in your Will, is this possible with your arrangements?

How do you need to change your savings and investments to save tax on defence levy for bank interest, dividends, property rental?

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Origins – Where you are From

Origins – Where you are From

The key driver to the change was the introduction into Cyprus law of a statutory definition of where you are from – domicile.  If you are born in a country with parents from that country then your origin is that country – your domicile. You may be born in Ireland you’re your parents come to UK to bring you up but your origin is the home country Ireland.

If you live in Cyprus for 20 years (and a tax resident for at least 17 of those years) then your Domicile becomes your country of residence

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Migration, Families, Inheritance, Make Wills, Tax Savings Today and Tomorrow

What a 6 months.  Cyprus under scrutiny from the Troika came up with game changing tax changes that reposition Cyprus as a Tax Friendly location for Expats living, working, investing and retired abroad.

These changes impact on the laws of succession affecting Wills, Trusts, and in turn Property, Business and Investments.  The EU inspired legal changes allow new ways to save inheritance tax, a tax residence with no saving or investment taxes, maintain a pension tax environment of 5% income tax, discounts in property taxes on purchase and capital gains exemptions on overseas Cyprus property sales.

How does this affect your Family planning for inheritance, business and overseas property investment? 

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Wills & Estate Admin, Inheritance Tax, Tax Saving ProACT Sam Orgill Wills & Estate Admin, Inheritance Tax, Tax Saving ProACT Sam Orgill

Who Do You Choose to Benefit from Your Will?

Now every Expat must review their Wills to ensure that your Wishes are meet and your assets can be distributed as your wish in your Last Will & Testament. Consider Inheritance Tax, Savings Taxes and Property Title Deeds: to bring your  needs in line with the new legislation.

ProACT Expatriate Tax Saving Expat Experts – Free Review

ProACT can also assist and offer Free Review and advice to Make a Will, provide updates or revisions as required. You may want to make gifts to avoid Inheritance Tax. Gift to Family, Gift to Trust.

This may just give you piece of mind, but also ensures that when someone dies, unforeseen problems, expense and inheritance taxes are avoided.

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If you want to choose who benefits - make written changes to your Will. 

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